What's your favorite indulgence?也许是拿铁你needto get through your 10:00 A.M.meeting.That glass of merlot you reward yourself with on Fridays.或者是那些让紧张的工作周失去优势的自我护理预约。We all have those small perks that,in the moment,don't taketoomuch of a hit on our budget—even so,financial experts tell us that theLatte Factoradds up over time and makes a bigger dent in a budget than you realize.When 40 percent of Americanscan't coveran unexpected $400 expense,it's not hard to imagine how skipping a regular cup of coffee (at a markup) could be a boost to our financial health.But how much do our daily splurges really add up?We did the math;we'll let you decide whether that impulse buy is worth it,or if you'd be better off with that money in your bank account.但也许只要选择一个缺点，not all,'K?
"Hair done,nails done,everything did" isn't just a Drake lyric.For many women it can be a lifestyle.但这些预约都带有一些严肃的价格标签。The average manicure costs $20.93;it would take 477 manicures,or roughly nine years at one per week,to spend $10,000 on painting your nails "ballet slippers" pale pink.
Going to a dinner party?Pick up a bottle of wine.Had a long day at work?Grab a malbec.坏分手？Run to the store for vino—stat.While there's never an excuse不to buy a bottle of wine,the average price of a red ($15.66) can give you pause.At that price,你可以得到638瓶，总共10000美元，which is a totally normal amount to purchase,正确的？
Your Brunch Go-to
There have been so many jokes made about millennials and avocado toast that we'll spare you another punch line.So we'll get to the point: Avocado toast is delicious—but itispricey at $6.78,平均而言。You'd need to eat 1,474 slices of it to spend $10,000.That's a lot of bread.
Your Fast-威廉希尔备用网址Fashion Fix
Who can resist impulse-buying the latest Zara goods?And while the retailer's prices aresoon point—its dresses will typically run you about $49.90—constantly updating your wardrobe with its wears is about as sustainable as the fabrics it uses (not very).Filling your closet with 200 of its sundresses is all it would take to run you $10,000.
Your Latte Habit
We all run on coffee.But just because we're addicted to caffeine,it doesn't mean we need to spend our hard-earned cash to get it.The venti caffe latte at Starbucks will cost you a pretty penny: $4.15,to be exact.如果你一天喝一杯，你就得喝2409杯，花1万美元，或者6年半的时间。
April is Financial Literacy Month on CNBC.To mark it we don't just want to talk about the wage gap or the disadvantages women still face in the workplace.We want action—to the tune of $10,000.This month we'll explore what women can do to net a cool $10K.That means strategies to save more and spend smarter,tactics to negotiate not just at work but on health care,home decor,and more,and stories to inspire your inner CEO.